Skip to main content

Standard Insurance Limitations

Meaning

Standard Insurance Limitations refer to the explicit and implicit restrictions, exclusions, and financial caps imposed by conventional health insurance policies on the coverage of diagnostic tests, treatments, and therapeutic modalities. In the hormonal health space, these limitations often restrict access to advanced, comprehensive testing, such as functional hormone metabolite analysis or genetic panels, and may only cover treatments that fall within a narrow, symptom-based, disease-centric model. These constraints frequently impede the implementation of personalized, preventative care protocols.