The structured process of repaying accumulated sleep deficit by strategically increasing sleep duration or density over subsequent nights to restore optimal cognitive and endocrine function. Amortization implies a scheduled reduction of this debt, rather than simple catch-up, acknowledging that the full physiological cost cannot be recovered instantly. Effective amortization restores HPA axis regulation.
Origin
This term is borrowed from finance, where ‘amortization’ means gradually writing off a debt over time, applied here to the physiological deficit incurred from chronic sleep restriction. It frames sleep loss as a quantifiable liability requiring structured repayment.
Mechanism
The repayment mechanism involves extending the duration of slow-wave sleep (SWS) disproportionately during recovery nights, as this stage carries the highest restorative load for brain waste clearance and growth hormone release. The body prioritizes debt repayment in the most critical restorative stages first. Insufficient amortization leads to persistent elevations in stress hormones and impaired glucose metabolism, reflecting unresolved systemic imbalance.
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