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Health Insurance Premium Discounts

Meaning

Health Insurance Premium Discounts are reductions in the cost of an individual’s or employee’s health insurance coverage, offered as a financial reward for participating in wellness programs or achieving specific health-related outcomes. These discounts serve as a powerful financial incentive to encourage engagement in preventative care, health screenings, and lifestyle modifications. The size and structure of these premium reductions are often regulated by federal law to ensure they are non-discriminatory and reasonably attainable.