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Employee Health Risk Stratification

Meaning

Employee Health Risk Stratification is the clinical and actuarial process of categorizing an employee population into distinct risk groups based on their current health status, which is typically determined by biometric screening results, detailed health risk assessment responses, and historical medical claims data. In the context of hormonal health, this stratification may identify individuals with biomarker patterns indicative of metabolic syndrome, subclinical hypothyroidism, or pre-diabetes, conditions heavily influenced by endocrine function, enabling employers to target them for specific, intensive wellness interventions. This system is fundamentally designed to manage healthcare costs by proactively addressing individuals deemed to pose the highest financial risk.