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Cognitive Debt Retirement

Meaning

Cognitive Debt Retirement is the process of systematically reducing the accumulated neurological and metabolic burden resulting from chronic sleep deprivation, sustained high-stress cognitive load, and persistent mental effort without adequate recovery. This is a comprehensive restoration of neurochemical balance, synaptic plasticity, and prefrontal cortex function, extending far beyond merely catching up on missed sleep hours. Successful retirement of this debt is a strategic imperative for maintaining long-term executive function, emotional regulation, and sustained high-value creation.