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Cognitive Debt Management

Meaning

Cognitive Debt Management is the clinical and lifestyle strategy focused on mitigating the cumulative burden of mental fatigue, chronic stress, and incomplete neurobiological recovery that compromises brain function. This concept recognizes that prolonged mental exertion without adequate rest creates a “debt” in neurological resources, leading to impaired decision-making, reduced memory recall, and diminished hormonal resilience. Effective management is paramount for maintaining high-level executive function and preventing stress-related endocrine dysfunction.